Thank you for visiting my website and your interest in a Reverse Mortgage.

My name is Jim Murtha. My email address is and my phone number is (toll free) 888-261-5990.

I am:

  • A Senior HELPING Seniors
  • A Reverse Mortgage Counselor / Specialist
  • Will assist you and answer your questions.
  • NOT a salesman and will not sell you anything.
  • My goal: Help you determine if the FHA Insured EQUITY Loan created only for Seniors will be beneficial to you now and in the future.

Jim Murtha

Our educational report "How it Works" should answer most of your questions and concerns regarding the FHA INSURED Reverse Mortgage Equity Loan, which was created in 1987 to help Seniors with retirement.

The Reverse Mortgage Process:

  • I will give you an estimate of your FHA Benefit: Tax Free MONTHLY INCOME and Tax Free CASH available at closing and will answer your questions via the phone.
  • Then, meet with you in your home to review the Reverse Mortgage program, explain the loan process and sign the Application and Disclosures.

For many Seniors, the FHA INSURED Reverse Mortgage is a “PERFECT” solution to keep living in their home with PEACE OF MIND knowing...

...You make NO mortgage payments – EVER!

If you're considering a reverse mortgage for you or someone you know, you have come to the right place. We are committed to providing our customers the best combination of value and service. See why.

Imagine being able to tap into the equity in your home without having to make monthly payments for as long as you live in the home. What's more, there are no credit or income qualifications. Sound too good to be true?

A reverse mortgage is an equity loan available to homeowners 62 and older. It allows them to address various retirement needs by converting part of the equity in their home into tax-free income, without having to sell their home, give up title or take on a new monthly mortgage payment. Funds are available as monthly income, a line-of-credit, cash, or any combination.

Borrowers can use the funds for any purpose: home improvements, supplemental income, health care, retirement of existing mortgages and debt, drug prescriptions and travel...just to name a few.

Why get a reverse mortgage

Why Get a Reverse Mortgage?

NO repayment for as long as you occupy the home

NO taxes are paid on the cash

NO pre-payment penalty. You retain the title to your home

You may sell your home at any time

Cash may be used for any purpose

Cash may be received in a variety of ways

Social Security and Medicare benefits NOT affected

After your estate pays the lender, ALL of the remaining equity is paid to your heirs!

Who Can Qualify?

All borrowers must be 62 and older

Occupy the home as your principal residence

Home should be paid in full, or have a mortgage that can be paid from equity

Helping Seniors is my only business!

  • My ONLY business is helping Seniors understand and obtain a FHA INSURED Reverse Mortgage.
  • This is NOT a sideline business for us;
  • We specialize inReverse Mortgages, and are considered experts in this field.
  • There is NO pressure to buy anything!
  • We do NOT sell any financial products, such as life insurance, long term care or annuities!

Please contact me to learn more.

Call me direct, toll free at (888) 261-5990, email me at and I will send you a free profile of what you might be able to receive from a reverse mortgage. There is no obligation!

Jim with grandson

Is a Reverse Mortgage Right for me?

My first priority, as a Reverse Mortgage Educator & Planner, is to help you determine if you need or want a Reverse Mortgage.

Click here for more information.

Call me at
(888) 261-5990 to discuss your options.


Jim Murtha